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gifting strategy

Why a gifting strategy still matters

November 18, 2021 by Apel Associates

Why a gifting strategy still matters

The IRS recently announced next year’s cost-of-living adjustment amounts. For 2022, the federal gift and estate tax exemption has cracked the $12 million mark: $12.06 million to be exact. Arguably more notable, the annual gift tax exemption has increased by $1,000 to $16,000 per recipient ($32,000 for married couples). It’s adjusted only in $1,000 increments, […]

Filed Under: Blog Tagged With: federal gift and estate tax exemption, gifting strategy, Tax-free gifts, Taxable gifts

3 essential estate planning strategies not to be ignored

September 9, 2021 by Apel Associates

3 essential estate planning strategies not to be ignored

With most tax planning, there are certain strategies that are generally effective and shouldn’t be ignored. The same holds true for estate planning. Here are three essential estate planning strategies to consider that may help you achieve your goals. Use an ILIT to hold life insurance  Do you own an insurance policy on your life? […]

Filed Under: Blog Tagged With: credit shelter trust, estate planning, gifting strategy, Irrevocable Life Insurance Trust

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