Break-even or Larger Refund – Should You Adjust Your Withholding?

Are you someone who strives to break-even at tax time so you have more money each check? Or are you someone who likes getting the larger refund? Some individuals have a hard time saving throughout the year so they choose to have more tax withheld.  In doing this they feel they can use the larger refund for […]

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Creating A Budget If You Are A Military Family

If you are in the military or are a military spouse you may find managing your finances to be a bit of a challenge. Being in the military has many different financial dimensions that those in civilian life don’t have.  You have to consider housing pay, hazardous duty pay, pay increases due to time in service, […]

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How to Determine if You Qualify for Military Tax Benefits

Did you know that if you are an eligible military member who served in a combat zone, the IRS can exclude your income from taxation? Here is a summary of the policy: First, you must be an eligible member: Secondly, you must be serving or have served in a designated combat zone during the tax […]

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Calling all Business Owners-Get a W-9 and Save Some Time!

Don’t get stuck under a pile of work collecting W-9’s in January! Instead, print out a list of all of the vendors you’ve paid this year, circle each one that is a Service oriented business like a plumber, electrician, HVAC, accountant, lawyer, etc. Once you’ve gotten that completed, send an email (easiest) or call each […]

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The Many Benefits of the Summer Sun

A lot of my friends have been harassing me lately (in a joking way of course), that my family might be spending just a little too much time out in the sun. Hmm, too much time outdoors?? Is there such a thing? Well yes — but if done responsibly many positive things can come out […]

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