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Feeling generous at year end? Strategies for donating to charity or gifting to loved ones

November 9, 2021 by Apel Associates

Feeling generous at year end? Strategies for donating to charity or gifting to loved ones

As we approach the holidays, many people plan to donate to their favorite charities or give money or assets to their loved ones. Here are the basic tax rules involved in these transactions. Donating to charity  Normally, if you take the standard deduction and don’t itemize, you can’t claim a deduction for charitable contributions. But […]

Filed Under: Blog Tagged With: charity, gift tax, gifting

Many factors are involved when

November 8, 2021 by Apel Associates

Many factors are involved when

Are you planning to launch a business or thinking about changing your business entity? If so, you need to determine which entity will work best for you — a C corporation or a pass-through entity such as a sole-proprietorship, partnership, limited liability company (LLC) or S corporation. There are many factors to consider and proposed […]

Filed Under: Blog Tagged With: C corporation, choosing a business entity, limited liability company (LLC), partnership, pass-through entity, s corporation, sole proprietorship

Do you have a will?

November 4, 2021 by Apel Associates

Do you have a will?

The need for a will as a key component of your estate plan may seem obvious, but you’d be surprised by the number of people — even affluent individuals — who don’t have one. A reason for this may be a common misconception that a revocable trust (sometimes called a “living trust”) obviates the need […]

Filed Under: Blog Tagged With: estate planning, will

Protect your business with a cybersecurity assessment

November 3, 2021 by Apel Associates

Protect your business with a cybersecurity assessment

Years ago, it may have seemed like only government agencies with top-secret intel or wealthy international banks had to worry about hackers. Nowadays, even the smallest small business could see its reputation ruined by a data breach, while larger companies could have their sensitive data taken hostage in a ransomware attack that costs millions to […]

Filed Under: Blog Tagged With: cybersecurity, cybersecurity assessment, hackers

Factor in taxes if you’re relocating to another state in retirement

November 2, 2021 by Apel Associates

Factor in taxes if you’re relocating to another state in retirement

Factor in taxes if you’re relocating to another state in retirement Are you considering a move to another state when you retire? Perhaps you want to relocate to an area where your loved ones live or where the weather is more pleasant. But while you’re thinking about how many square feet you’ll need in a […]

Filed Under: Blog Tagged With: relocation, retirement, taxes after retirement

Would you like to establish a Health Savings Account for your small business?

November 1, 2021 by Apel Associates

Would you like to establish a Health Savings Account for your small business?

With the increasing cost of employee health care benefits, your business may be interested in providing some of these benefits through an employer-sponsored Health Savings Account (HSA). For eligible individuals, an HSA offers a tax-advantaged way to set aside funds (or have their employers do so) to meet future medical needs. Here are the important […]

Filed Under: Blog Tagged With: Health Savings Account, HSA

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