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Archives for June 2021

Traveling for business again? What can you deduct?

June 21, 2021 by Apel Associates

Traveling for business again? What can you deduct?

As we continue to come out of the COVID-19 pandemic, you may be traveling again for business. Under tax law, there are a number of rules for deducting the cost of your out-of-town business travel within the United States. These rules apply if the business conducted out of town reasonably requires an overnight stay. Note […]

Filed Under: Blog Tagged With: Tax Cuts and Jobs Act, travel deductions, traveling for business

Members of the sandwich generation find themselves in a unique situation

June 17, 2021 by Apel Associates

Members of the sandwich generation find themselves in a unique situation

The “sandwich generation” is a large segment of the population. These are people who find themselves caring for both their children and their parents at the same time. As a result, estate planning — which traditionally focuses on providing for one’s children — has expanded in many cases to include one’s aging parents as well. […]

Filed Under: Blog Tagged With: aging parents, caring for children and parents, long-term care costs, sandwich generation

Don’t assume your profitable company has strong cash flow

June 16, 2021 by Apel Associates

Don’t assume your profitable company has strong cash flow

Most of us are taught from a young age never to assume anything. Why? Well, because when you assume, you make an … you probably know how the rest of the expression goes. A dangerous assumption that many business owners make is that, if their companies are profitable, their cash flow must also be strong. […]

Filed Under: Blog Tagged With: cash flow, profitable business

Tax-favored ways to build up a college fund

June 15, 2021 by Apel Associates

Tax-favored ways to build up a college fund

If you’re a parent with a college-bound child, you may be concerned about being able to fund future tuition and other higher education costs. You want to take maximum advantage of tax benefits to minimize your expenses. Here are some possible options. Savings bonds Series EE U.S. savings bonds offer two tax-saving opportunities for eligible […]

Filed Under: Blog Tagged With: 529 plan, college, college fund, Coverdell education savings accounts, ESA, Savings Bonds

Help guide your family with a road map for your estate plan

June 10, 2021 by Apel Associates

Help guide your family with a road map for your estate plan

You’ve likely spent a lot of time working with your advisor to plan your estate. While documents such as your will, various trusts and a power of attorney are essential, consider adding a “road map” to your plan. Plot it out Essentially, the road map is an informal letter or other document that guides your […]

Filed Under: Blog Tagged With: estate plan, power of attorney, road map for your estate plan, trust, will

Retiring soon? 4 tax issues you may face

June 8, 2021 by Apel Associates

Retiring soon? 4 tax issues you may face

If you’re getting ready to retire, you’ll soon experience changes in your lifestyle and income sources that may have numerous tax implications. Here’s a brief rundown of four tax and financial issues you may deal with when you retire: Taking required minimum distributions. This is the minimum amount you must withdraw from your retirement accounts. You […]

Filed Under: Blog Tagged With: IRA, retirement, retiring, SEP, SIMPLE

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